Hail or torrential rains are now part of our reality. Has your car been damaged by one of these forces of nature?

Are you covered?

Yes, if you added specific coverage to your policy covering damage to your vehicle. That's Section B of your policy (Comprehensive or All Perils). Your insurer will deduct the amount of your policy deductible from the compensation amount. 

Four steps Settlement process in damages caused by hail and water

  1. Contact your insurer
    Take photos of the damage caused and call your insurer or broker as soon as possible.

  2. Appraise the damage
    Your insurer will examine your vehicle to appraise the damage and establish the cost of repairs. He may suggest a garage for the repairs. You may also choose your own.

  3. Agree on a settlement
    Your insurer will repair your car according to the terms and conditions under your policy.

  4. Indemnity payment
    Depending on the agreement, your insurer may indemnify you or reimburse the garage directly.

Your insurer will indemnify you within 60 days following receipt of your request and the supporting documents. For a speedy claims settlement, make sure you have all the relevant documents handyail and water.

Auto prevention

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