Lending your car and insurance

There are times you may want to help out a friend, or may not be in a state to drive yourself. It’s normal to want to lend you car or let someone else drive.

In Quebec, you can lend your car to whomever you like, provided this person has your permission and has a valid driver’s licence. 

What if my friend has an accident driving my car?

The accident will only appear on your friend’s driving record.   

What about payment for the damages?

This depends on the coverage you’ve chosen. 

  • If your friend is not at fault for the accident, you’ll be reimbursed for the damage incurred, even if you only have liability coverage.  
  • If your friend is at fault for the accident, you’ll be compensated only if you have coverage for damage to the insured vehicle. 

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